Content

• Steps
• Method 1 of 2: When Living Together
• Method 2 of 2: When You Live Separately
• Tips
• Warnings

Children and adolescents have few options to earn extra money, but at times they need free money. If the parents have the opportunity to help, then there is nothing wrong with such a request. It is important to give a specific amount and make a convincing case. Also offer a reciprocal courtesy or favor in return, be it housework or good grades at school. Be polite and thank your parents for any help.

Steps

Method 1 of 2: When Living Together

1. 1 Is it enough to ask one of the parents? The goal is not to turn parents against each other. On the other hand, a request for a small amount of money should not turn into a meeting as in a large financial transaction. If you need a little money for a movie ticket, then go to someone. If you need a larger amount, then it is better to talk to both parents.
   • With insignificant amounts, usually there are no problems.
   • More serious requests require talking with both parents to show that you are serious about your intentions.
   • If one of the parents is more supportive of children's and teenage hobbies, then contact him with a request.
2. 2 Prepare to explain yourself. Either parent will ask what you need the money for. Now it all depends on your answer. Be sure to tell the truth and don't make up false reasons. There is nothing wrong with asking for some money for a milkshake, or wanting to go to the movies with a friend.
   • You are more likely to be given money for an activity that your parents like (school-related, like going to a museum or an important event). After all, all nonprofits use the same approach when collecting donations.
   • The easiest way to explain the request is to buy a specific item. For example, if you are hired on a soccer team, then obviously you need a ball for practice. If you need money for entertainment:
     Wrong: Don't say "You are unfair" or "I need this."
     Correct: Say "I know you can do without it, but I'm ready to work for it."
3. 3 Find reasons to support your request. In an ideal scenario, you ask your parents and they give you money without any questions. This is not always the case.For example, you should explain why this event is so important to you and how this weekend is different from everyone else.
   • Give two or three compelling reasons to support your request.
   • For example, if you need money for a cinema, then say “Natasha really wants to see a new film on her birthday, and I already promised her to go, because that year I missed her holiday” or “Lately we often quarreled, so I I would like to make amends and go to the movies with her on her birthday. "
4. 4 Calculate the estimated costs. Practice spending planning to surprise your parents. Give the exact cost of a movie ticket and add any incidental expenses to it. Be honest about what you added to the ticket price to impress your parents with how to calculate expenses.
   • Find out the exact price of a movie ticket. Add to it the cost of travel around the city. Finally, just in case, calculate the cost of soda and chips, even if you are not sure what you will buy food and drinks.
   • If you are asking for a larger amount for a trip or date, try to be as precise as possible. Your parents don't mind you having a good time. They just need to know how mature you are when budgeting.
5. 5 Prepare for negotiations. Your parents may not want to pay the entire cost of a date at a restaurant for your date, but they will still be willing to help. Don't be afraid to negotiate terms. If you speak sincerely and agree to concessions, you can always get at least something from your parents. If parents are "strongly against":
   Incorrect: Continue discussion.
   Correct: Politely end the conversation and wait for another opportunity to ask again.
6. 6 Offer something in return. Offer a reciprocal service that will be pleasant or necessary for your parents. For example, help wash the dishes more often or clean outside of your room. This part of the conversation is usually dictated by the parents. If they tell you to study better and improve your grades in this quarter, then go for it.
   • Be sure to keep your promises so that in the future you will not have problems and you can easily find a common language with your parents!
7. 7 Be polite. Don't roll your eyes when your parents are skeptical, or this behavior will show that you don't take money seriously. Show respect for the decisions and concerns of your parents, ask kindly and thank you for your help. Maturity on both sides of the conversation will take your relationship to the next level.

Method 2 of 2: When You Live Separately

1. 1 Decide who to address your request to. By this time, you will probably already know which of the parents will not refuse you a small amount of money. If we are talking about more serious numbers, then talk to both parents. Let them discuss the situation before you state your case.
   • If together the parents are more accommodating than one at a time, then it is better to talk to the three. Incorrect: Don't talk about the situation to friends who might know your parents.
     Correct: If your parents agree to give you money, then tell your brothers and sisters about everything. They may be offended if they find out about your secret affairs.
2. 2 Get ready to talk about your income and spending. It may seem that your financial affairs are no longer about your parents, but that is not the case if you are asking for money. They are unlikely to expect you to bring with you a printed sheet with estimated and actual expenses for the month, but at least a rough report will show that you treat money like an adult.
   • If your parents see that you are keeping track of funds, then they may be more willing to help you (if you do not waste money over trifles).
   • Show your efforts to generate income now or in the future (work or part-time, training courses). Parents need to see that you are trying to make money, and not "show off at someone else's expense." Wrong: Don't teach your parents how to manage their money.
     Correct: Make sure they can actually help you without risking themselves.
3. 3 Show your interest in study or work. Show that you are doing well at university. You can go even further and tell how you want to be even better. The problem with the lack of money should be temporary, not permanent. It is important for parents to know that you are grateful for the support you receive while you are studying or getting started.
4. 4 Ask for a loan. Parents may feel that you are not obligated to return the money, or consider such assistance as an investment in your future. However, a willingness to work hard to get your money back will show your financial maturity, as well as teach you to value and manage money properly.
   • Discuss the terms of the refund: parents can demand money earlier or agree only if interest is accrued. Do not hesitate to discuss a return plan that is satisfactory to all interested parties.

Tips

• Accept with gratitude any help your parents can afford now. If you show your disappointment, irritation or exactingness, then in the future they may refuse you.
• Be sure to prepare a convincing answer to the question "Why do you need this money?"
• If, in return, your parents ask you to help around the house, then clarify in advance what this help will be.
• Try to do your dishes regularly, wash and keep the room tidy to win the favor of your parents during your childhood or adolescence.
• Always thank your parents for any help provided.
• Avoid a situation where asking for money becomes the only reason to talk to your parents. Maintain good relationships and offer help so you don't act like an egotist.

Warnings

• Such requests should not become a habit. Otherwise, your parents will start giving you money less and less. They will think that you do not know how to properly manage finances and plan a budget.