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• To step
• Method 1 of 3: Have money sent to your bank
• Method 2 of 3: Collect money from a Western Union agency
• Method 3 of 3: Receive money through a mobile wallet app

Western Union can be a convenient way to receive money from friends, family, and employers. Money sent via Western Union can be sent directly to your bank account in two to five days, or sent to a mobile wallet in minutes. It is also possible to receive cash at all Western Union agencies and usually within less than a day of the money transfer. Provide accurate information to the sender, choose the delivery method that suits you best and ask for the transaction number once the money has been transferred.

To step

Method 1 of 3: Have money sent to your bank

1. Provide the sender with your bank details. The sender needs your bank name, as well as your account number and bank number, in order to transfer money directly to your bank. Only provide this information if you are receiving money from someone you know and trust or if you are receiving money from a legal and recognized company.
   • You should be able to find your account and bank number by calling your bank or by logging into your account on your bank's website.
2. Make sure the sender has your full name as it appears on your bank account. For example, if the name on your bank account is Willem H. van den Heuvel and your friend "Wil v.d. Hill "writes on the wire transfer form, you may have problems receiving the money transfer. Double check that the sender used your full and correct name.
3. Enter your IBAN if you are going to receive money from abroad. If you receive money from someone in another country, you probably need to give them your IBAN or your BIC. Call your bank or check your bank's website to find out these numbers.
4. Wait two to five days for the money to be transferred. In most cases, the money sent directly to your bank account should be transferred within 2-5 days. The sender must also have a receipt stating when the money will be available.
5. Check your account balance to see if the money has been transferred. Log in to your online account, call your bank or visit your branch in person to see if the transfer was successful. It should appear no later than five days after it is sent, or on the date printed on the sender's receipt.
6. Use the transaction number (MTCN) to track the transfer. The sender must be able to see a transaction number on his receipt. You can use this number to track the transfer through the Western Union website or app.

Method 2 of 3: Collect money from a Western Union agency

1. Give the sender your full name and address. You must provide the sender with the name and address on your government-issued ID in order to collect money from Western Union. Make sure to give him or her the address on your ID, even if it doesn't match your current address.
2. Write down the full name and address of the sender. You will be required to provide this information when you go to collect the money. Ask for the name and address that the sender will use for the transfer.
3. Ask the sender for the transaction number on the receipt. Once the sender has sent the money, ask them to provide you with the tracking number or transaction number listed on the receipt. You can use this to track the transfer and check when you can collect the money.
   • The sender's receipt must also include the date when the money is expected to be available. However, it may be a good idea to track the transfer anyway to confirm it's available before picking it up.
4. Go to the nearest Western Union agency. You can receive money at all Western Union branches. Find out which branch is closest to you using Western Union's online agency tool: https://locations.westernunion.com/
5. Show government issued ID. The name and address on your ID must match what the sender provided when filling in the transfer information. The ID must be valid and not expired.
6. Specify the name and address of the sender and the tracking number. You may also need to know how much you are going to receive. In some countries it is also necessary to answer a security question, which you have to discuss with the sender in advance.

Method 3 of 3: Receive money through a mobile wallet app

1. Install a mobile wallet on your phone. Some phones come with pre-installed mobile wallets. Check if you have a mobile wallet app on your phone, if not, download one from your service provider. Apple Pay, Samsung Pay and Android Pay are commonly used mobile wallet apps.
2. Enter your credit or debit card information. Once your mobile wallet is installed, you will be asked to provide your credit or debit card information. Use the card you would like to receive the money on or would like to send money with in the future.
3. Give the sender your phone number. Unlike in-person pickups or direct bank deposits, the sender only needs your phone number to transfer money to your mobile wallet. Make sure to include the country code if you are going to receive money from someone abroad.
4. Use the sequence number to find out when the transfer will take place. Money sent to a mobile wallet will usually only take a few minutes, but may take longer depending on various factors, such as the amount sent, the destination country and the availability of the currency.