Content

• Steps
• Advice
• Warning

Wouldn't it be great if you could still make money without working? While there is no sure way to get rich without working, there are ways to raise money for yourself with little or no effort. If you have the money to invest or are willing to put in an effort to make money, you will have more money-making opportunities without a traditional job.

Steps

Method 1 of 4: Trading in a non-traditional way

1. 

   Rent a room in the house. If your house has unused vacant rooms, you can repair and equip additional amenities for rent. But you must make sure to comply with the local tenant regulations regarding rental rates, amenities and similar conditions. Thanks to the rental, each month you will have a great source of income without doing anything except preparing a rental room in the beginning.
   • The more private the room, the higher the rental charge. If the apartment has a private basement with a kitchen and bathroom, the rent will be much higher than just an extra bedroom.
   • Rent a room only to a responsible, trusted person, so the tenant will pay on time and respect your property. It is best to consider the actions, manners and credit checks (if any) of the tenant. You can also ask your tenant for references from previous landlords and a copy of recent wages.
   • You can use services like Airbnb to connect with travelers and people looking to rent or rent a room in the short term. Short term leases are likely to cost much higher than monthly rentals.

2. 

   
   
   Make money online. Today, there are many ways to make money on the internet, but most require work. If you succeed in developing your brand well, you can make a lot of money.
   • Start by opening a website or blog. If your website becomes popular and gets a lot of traffic, you can make money by posting ads. If you don't like writing, you can also make video.
   • If you are knowledgeable in a particular area, you can try selling informational content, such as e-books, webinars or instructional videos. You can even teach math, juggling circus skills, or a foreign language, and any other useful skills you want to share!
   • If you want a more traditional job, you can also make money online by writing or becoming a virtual assistant. Try searching online for freelance work or doing it remotely.

3. 

   
   
   Earn royalties. If you are willing to work for the long term and accept long-term payments, you might consider work like writing books, writing lyrics, or inventing a product. Although the opportunity isn't great, if your product becomes popular, you can continue to make money from it without having to do anything else.
   • It is also possible to purchase the copyrighted existing at auction, but do careful research to make sure the product is worth the investment.

4. 

   
   
   Earn income from short-term jobs. If you don't want to work regularly but are willing to spend a few hours working online or working in different local locations, you can make a decent payoff. Before signing up for any job, make sure you understand exactly how to receive payments.
   • Attend a workshop or focus group. Some groups or seminars require you to be in person, but others only require online participation. You will get paid to listen to the seminar or share your opinions.
   • Online surveys are a quick and easy way to make money. There are many companies that offer paid surveys, like SurveySavvy and SurveySpot.
   • If you enjoy surfing the web, you can make money testing a new website and sharing your opinion. You can go to a website like UserTesting.com to find opportunities.
   • Secret shopping is a great option if you enjoy shopping and dining at restaurants. All you have to do is shop as a regular customer, and then share your experience details with the company. Depending on the job, you may get paid and / or receive free goods or services from the business. You can look for private business opportunities or look for a listing from an organization like the Mystery Purchasing Vendors Association (MSPA) if you live in the US.

5. 

   Sell. If you have unused items, you can try selling them on sites like eBay, Amazon, or Craigslist. If you are smart, you can make some handmade items yourself and sell on Etsy or some similar sites.
   • You can also make a lot of money from buying and selling appliances and furniture. The trick is to find bargains in places like flea markets and second-hand stores, and then sell the item online. This model is suitable for items that are easy to store and easy to transport like books.
   • If you are not interested in selling online, you can have a home sale or a local flea and craft fair.

6. 

   Begging or begging art. If you have tried everything else but still have not succeeded and are in urgent need of money, you can try to apply. You should apply on a busy street or a safe public place that is different from many pedestrians or cars. You can actually make a living this way, although it will be quite tough and time-consuming if the weather conditions are not favorable.
   • If you want to make money this way, the outside image is the most important factor. You should appear to be in desperate need of help, and should not appear dangerous or intimidating in any way.
   • You may be more successful if you can entertain passersby by playing musical instruments, singing, performing magic or performing, but you should know that money earned in this way is subject to the tax of the US government. (if you live in the US), while money is made by begging it does not.
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Method 2 of 4: Make money from the money you currently have

1. 

   Loan. If you have cash on hand, you can make extra money by lending and earning interest. There are many large companies in the world, the largest in the US, Prosper and Lending Club, that will find and match suitable potential lenders for potential borrowers. Even though the industry is currently disliking individual investors, you still have a chance.
   • If you want to become a lender, make sure you follow all of the applicable local laws.

2. 

   Earn interest. Instead of keeping money in a checking account (or keeping it in your home), put it in an interest-earning account, like a deposit account, certificate of deposit (CD) or 401k super fund. These types of accounts have a higher interest rate than regular savings accounts. You can consult an expert at your local bank for advice on how to open and top up these types of accounts.
   • Note that this type of account may require a minimum balance to start earning interest. In addition, you may be required to make a long-term investment; You will be penalized for withdrawing during that time.

3. 

   Invest in the stock market. Another way to make money without working is to play the stock market to make a profit. Stock trading is by no means risk-free, but if you are smart, careful and lucky, you can make a lot of money from the stock market. No matter what type of investment you choose, there has never been a stock investment that has never been able to lose money.
   • Low-cost e-commerce exchanges are ideal for investors who don't want to pay for their investment management costs.
   • There are many different investment strategies, so you can research and find the right one for yourself. Regardless of your strategy, it is important that you keep your portfolio diverse and stay up to date with market changes.

4. 

   Invest in a business. Investing in a successful business is a surefire way to become rich, even though finding such company is difficult. If you're lucky enough, you may be able to find a business that you really trust, but make sure to do your research before you invest.
   • Another very important issue is trust in the company's leadership. Even if every condition is great, a bad board of directors can destroy a business.
   • You should have a thorough understanding of the company's costs and potential returns, as well as the company's brand and image, before investing.
   • Make sure there is a contract that clearly states your interests. You should also check out your eligibility options if you want to withdraw from the agreement.
   • Don't invest all your money in a business. If there is a business problem, you will lose it.

5. 

   Buying and selling real estate. "Offshoring" means the process of buying low-priced, downgraded property, then upgrading it (by adding, improving or simply waiting for the market to heat up), and then reselling it to take benefit. With smart selection and practical know-how related to home repairs, you can make thousands of dollars with each sale, despite unexpected costs and a deteriorating real estate market. can put you on red alert.
   • Make sure you really understand the local market before investing in real estate; otherwise, you could lose money trying to sell.
   • Unless you have enough money to hire contractors, you will struggle with mountains of work when investing in real estate. Even if you hire someone else, you need supervision.
   • If you don't have the money to invest in real estate, you can invest in many other things, including furniture and cars. Anything you can buy cheap, fix it yourself, and sell it at a higher price can also be profitable.
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Method 3 of 4: Borrowing money

1. 

   Loan hot. You have a job, but if you need some extra cash before your next payday, you can get a loan upfront. This is a short-term loan with a relatively small amount that can be borrowed online or directly.
   • Be careful with this loan as interest rates are very high. This should only be used in extreme emergencies.

2. 

   Cash advance on credit card. Many credit card companies will mail you a check and you can exchange cash or choose to withdraw money from an ATM using a credit card. Like hot loans, they also have quite high interest rates, so this can be a fairly expensive option.
   • Make sure to read the fine print carefully to understand exactly how much this loan will cost you.

3. 

   Bank loan. Banks and credit unions offer many different loan packages. Some loan packages, like home equity loans, require you to provide personal property as collateral if you cannot repay your loan. If you do not have a home or other assets, you may still be eligible for a personal loan package, depending on your financial circumstances.
   • Compare interest rate terms at different institutions before you take out a loan. Usually credit unions have lower interest rates than banks.

4. 

   Borrow from friends or family. Borrowing from an acquaintance can be quite complicated because your relationship may go away if you cannot pay it back. If you choose to borrow from friends or family, be sure to be sure and exactly how long you will be. advertisement

Method 4 of 4: Make money without effort

1. 

   Inheritance money. If you have a wealthy elderly relative, you can receive inheritance money when you publish your will. Of course, if your loved one loves you, they will likely write your will, so try to maintain good relationships with your loved one. Hopefully never will need to mention this, because acting well, pretending to love and respect the elderly for the sake of property is extremely cruel and cruel.

2. 

   Winning numbers. Lottery ticket prices are usually not high and very easy to buy with many street ticket sellers, lottery ticket agents, this is one of the cheapest and least laborious ways to make money. However, the chance of losing is always higher than the chance of winning a big prize.
   • Keep in mind that you will lose the money you spend on lottery tickets. Of course you will never win the lottery without buying, but never see this as a means of making a living. In the United States, the Powerball bonus win rate is about 1 in 200 million.
   • Many people use this method of making money by saving a few thousand dong per week or month to buy lottery tickets. For example, instead of buying coffee during the week, many people buy only six days a week or make coffee at home. Thus, they will take the money they save from buying coffee to buy lottery tickets and even if they don't "win" their lives, their lives are still completely normal.

3. 

   Join contests to win bonuses. Like the lottery, a contest or sweepstakes can completely change your life overnight. Your chances of winning are not high, but you still have a chance. The more contests you participate in, the more likely you are to win money and other valuable prizes.
   • The advantage of entering the contest over the lottery is that you are free to register. Try searching for free contests or sweepstakes online and on social media to enter. You can also learn about contests by paying attention to advertising for products while shopping. Even a lot of contests, programs you do not need to buy products can still participate.
   • If you really want to enter as many contests as possible, try searching online for the sweepstakes newsletter, like SweepingAmerica.com or SweepSheet.com. These newsletters can help you keep up with the competition at the earliest, so you don't have to spend a lot of time searching.
   • There are many scams in contests and draws, so you need to be cautious. If it is a legitimate contest, you will not need to pay a fee or provide a credit card number to claim your winnings. You also need to be very careful about providing personal information when signing up for sweepstakes.
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Advice

• Unless extremely lucky, everyone has to work to make money. Try finding a job you enjoy so you don't feel shy about working a lot.
• Find a mentor who is financially mature to learn from.

Warning

• All types of investments can have unexpected results, so don't invest more than you can afford to pay.
• Avoid gambling if you are easily attracted to, addicted.
• Beware of rich quick schemes. That kind of plan is too good for real!