Content

• Steps
• Part 1 of 3: Getting Started After an Accident
• Part 2 of 3: Chat with another driver
• Part 3 of 3: How to communicate with an insurance company
• Tips
• What do you need

Most car collisions result in cosmetic or mechanical damage to one or more vehicles and are very rarely fatal. While it is normal to feel fear and anxiety after an accident, remember that by becoming a participant in a road accident you are legally responsible. Regardless of who is to blame, use the tips in this article to properly resolve the situation.

Steps

Part 1 of 3: Getting Started After an Accident

1. 1 Pull yourself to the side of the road. By removing your vehicle from the traffic, you will reduce the risk of another accident and traffic congestion. Try to find a safe place where you and another driver can get out of the cars.
2. 2 Pay attention to where the other car stopped. If the other driver did not stop his car, then try to at least make out and remember his license plate as soon as you yourself stop on the side of the road.Write down the license plate as soon as you can.
3. 3 Turn on the alarm.
4. 4 Examine yourself and passengers for injuries. If you called an ambulance, it may be necessary to provide emergency assistance to the injured before the arrival of the medical workers.
5. 5 Call emergency services. If you believe that any damage may have occurred, then the traffic police will serve as a neutral third party and will document everything at the scene of the accident. If another driver fled from the scene of the accident, then upon arrival of the traffic police, you will be able to tell his number plate.
   • There are times when road accidents are so insignificant that the participants in the accident do not contact the traffic police, but simply exchange data from their auto policies. This option is possible only if both participants in the accident have come to an agreement and there is no harm to health.

Part 2 of 3: Chat with another driver

1. 1 Look for eyewitnesses. Some caring people and pedestrians will approach the crash site to make sure no one is hurt. Ask them not to disperse so that you can fill out an application for the traffic police.
2. 2 Get out of the car and away from heavy traffic. Take a few deep breaths and try to control your anger while talking to the other driver. Staying calm will reduce the likelihood of verbal bickering.
3. 3 Introduce yourself to the driver. Do not admit your guilt if you are unsure about an emergency.
4. 4 Tell the driver that you would like to exchange insurance policy data. Take your insurance policy from your car or wallet. Also, bring a cell phone or a pen and paper to copy the data from the other driver's insurance policy.
   • If the driver does not have insurance, find out his or her name, driver's license number, car license plate, address, and contact phone number. They will have to face legal consequences, and you can report this information to the traffic police.
   • Do not negotiate any transfer of funds without notifying the insurance company, even if you are not at fault for what happened.
5. 5 Take pictures with your mobile phone of both cars and brake tracks. These photographs can be submitted to your insurance company. If you called the traffic police, then they will most likely take a picture of everything themselves.
   • When taking pictures, do not go out into the street.

Part 3 of 3: How to communicate with an insurance company

1. 1 Wait until the traffic police release you. Be sure to ask for a copy of the report. Write down the name and position of the traffic police officer, the number of the badge, in order to use this information if necessary.
2. 2 Check the details with the other driver before leaving. Do not leave unexpectedly, otherwise it may seem that you are trying to hide from the accident scene.
3. 3 Call your insurance company. Look in your insurance policy for the phone number to dial in case of an accident / claim. You can add this number to the phone book for quick access.
   • By calling your insurance company and reporting the accident, you will not only protect your property, but the insurance company will also have the opportunity to prepare to dispute the case on your behalf.

Tips

• About 15 percent of drivers do not have an insurance policy. You will be able to recover damages from an uninsured car by writing down the model of this car, its license plate and the name of the driver.

What do you need

• Mobile phone
• Traffic police officer's report
• Information / data from the insurance policy
• Paper
• Pen
• Camera / phone with camera